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Default Advice
Sly72
Posts: 209 Forumite
Quick question Lendable have defaulted my account Mar 23 but have not heard anything since this happened, Should I:
- Request a CCA.
- Offer a monthly payment as not p[aying anything.
- Keep quiet and see what happens next.
I have Dyslexia which is a learning difficulty that primarily affects the skills involved in accurate and fluent word reading and spelling so some post may not make sense.
0
Comments
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It's a bit early for a CCA, it's less likely to be found one the debt had been sold on at least once.
I'd wait until someone starts wanting payment, while you're waiting you could put the money into an emergency fund or save for a settlement offer instead.
1 -
Option 3 sly, option 3.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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