Advantis want to review my payment

Crazydennie

I have yet to make a payment on my NT and council tax ipa and Advantis want to review the payment set up with the OR.  They are insisting I provide my last two payslips but I pointed out that my UC was going to be reduced as a result of the NT tax code so that needed to be factored in.

Is this normal? Is there any bonus for them if they can get higher payments?

sourcrates

Assuming Advantis have been engaged by the OR to manage your IPA, yes?

When do you expect to start IPA payments?

You are supposed to comply with your OR`s instructions, IPA`s are usually managed by a firm of solicitors, Advantis are debt collectors, so I`m a bit unsure whether they have enforcement powers here or not.

I would say best advice is to contact the OR if your unsure or unhappy complying with anything Advantis ask you to do.

fatbelly

Yes I think we've met this before. The OR has decided to use a commercial DCA to manage ipas.

https://www.gov.uk/government/publications/official-receiver-insolvency-service-use-of-debt-collection-agencies/official-receiver-insolvency-service-use-of-debt-collection-agencies

What could possibly go wrong?

Remember an ipa is an agreement. Don't be bullied.

Do they receive a percentage cut of what they collect? Almost certainly yes

Crazydennie

They definitely have been appointed by the OR communicated via letter and text

The IPA was signed before my last payday  and but my first payment is due on 15th of December.

I did wonder about the commission as they seemed deflated when I said my income has gone down.