Mortgage Chances - Adverse

alfie2632

ACG said:

alfie2632 said:

Createcreatecreate said:

@acg Really appreciate your words of wisdom and reassurance. I’ll let you know the outcome when I have more information! 

Good luck.i will be following your progress if you update.  I passed the DIP I did myself on the nationwide site with 4 defaults. Unsettled ccj 5 years old and a 4 year old discharged debt relief order. Although not looking to apply till May 24. But like you. I'm skeptical about passing the dip soft search

This is why this forum is good. I dont think I would have gone near nationwide with your situation. I learn too.
The only think I can think is that nationwide are trying to fill their boots at the minute and that is helping. 

But keep us in the loop, it helps me as well. Which in turn helps my customers.

Just  an update ACG said:

alfie2632 said:

Createcreatecreate said:

@acg Really appreciate your words of wisdom and reassurance. I’ll let you know the outcome when I have more information! 

Good luck.i will be following your progress if you update.  I passed the DIP I did myself on the nationwide site with 4 defaults. Unsettled ccj 5 years old and a 4 year old discharged debt relief order. Although not looking to apply till May 24. But like you. I'm skeptical about passing the dip soft search

This is why this forum is good. I dont think I would have gone near nationwide with your situation. I learn too.
The only think I can think is that nationwide are trying to fill their boots at the minute and that is helping. 

But keep us in the loop, it helps me as well. Which in turn helps my customers.

Quick update. application submitted 11/04/24 mortgage offer issued 18/04/24 which really shocked me at the speed of it. At time of application history was  Debt relief order was 3 years 10 month discharged with 2 defaults left on file. 90%ltv  really pleased it went through without going down the sub prime route. Hope the conveyancing goes as smooth