We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

LGPS Reduction for Early Retirement

Hi 

With reference to the table below:


Does it apply from age 67 or Normal Pension Age of 65?

Sorry if this is obvious but i cant find a direct example or reference.

Comments

  • Silvertabby
    Silvertabby Posts: 10,485 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Di you have full R85 protections in respect of your pre 2008 service?

    If so, then reductions will apply in respect of benefits accrued:

    up to 31 March 2008 = age 60

    1 April 2008 to 31 March 2014 = age 65

    1 April 2014 to date of leaving = SPA.

    If you don't have any R85 protections (ie, joined after 1 Oct 2006), then up to 31 Mar 2008 = age 65
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hueknight said:

    Does it apply from age 67 or Normal Pension Age of 65?

    Sorry if this is obvious but i cant find a direct example or reference.

    Can you log in to your LGPS and see what they estimate is at 60/65, they publish new estimates every year.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.