Minicredit (remember them?) / Kapama / Opos

TryingToPay

Just a heads up, I received a letter at my parents address from Opos stating I owe £827.42. I haven't lived there in over a decade and the only engagement I can recall having with Minicredit was in c.2011 (a PayDay loan of *I think* £100).

So, I called Opos who helpfully told me they had the CCA. When I queried the dates; the original loan indeed was taken out in 2011, and reassigned in 2012. "Adam" then agreed the debt was so statute barred "it hurt."

On the off chance they are sending letters out en masse, I suggest you tell them where to go.