On a journey to becoming debt free

Bookwormlady

Where on earth do I start, im so bad with money its disgusting! I never used to be from very early age it was me sorting out my parents finances always promising to myself I would never end up like them but I have, now I'm on a mission to get as close to debt free in a year as I can! I have 5 x credit cards 4 x catalogues and my income can vary , the cost of living is killing me atm food being the biggest bill yes I shop around,  I try to meal plan some weeks are more successful than others , as for the debt its so bad I could cry 😢 infact it gives me crippling anxiety but I've gone round and round for 3 years now and it can't continue! I'm reading threads for advice and guidance but also for motivation as I feel so alone in it yet,  im married but we keep finances separate I've previously had help but did the same again so now its up to me and I get that 100% ! I can't get any balance transfers i can get more cards just not b.t.on 0% , I need to get my life sorted

in_need_of_direction

you've taken the first step coming on here.  maybe you should fill in some details to allow people to assist.

[Deleted User]

Welcome to DFW!

I am also hopeless with money but I am planning on changing that slowly and surely. 

Do you have a list with total of debts on all cards, catalogues etc? 

Just get it all written down and make a plan from there. 

CMD79

Hi Bookwormlady,

We're mostly very hopeless with money here, except those who are really good! You'll probably get support and advice from both groups, but most importantly - you're not alone!

Start totting it all up and make a plan, ask for help here if needed, or just share what you're doing for some moral support. 

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