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Accord Mortgage

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Can anyone advise if Accord(mortgage lender) does desktop valuation or in person property valuation ? Can we accompany their surveyor if we request for Homebuyer report? Are they strict in approving off-plan permission for any building extension? How long they take to process a straight forward loan application? Apologies for multiple questions. Appreciate your response and advance thanks.

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  • ACG
    ACG Posts: 24,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Can anyone advise if Accord(mortgage lender) does desktop valuation or in person property valuation? - They do both, it will depend on various things and even then not a guarantee on which they will do. 

    Can we accompany their surveyor if we request for Homebuyer report? If you are doing a homebuyers report, they will definitely send someone. However you might be best doing the basic valuation through the lender and the homebuyers through your own company. Its not the done thing to accompany them, I cant imagine them wanting someone following them around to be honest. 

    Are they strict in approving off-plan permission for any building extension? I do not understand this question. 

    How long they take to process a straight forward loan application? According to their website it is taking 15 days on average from application to offer. 

    With this being Accord and they only deal with brokers, can you not ask your broker these questions? I would be a bit gutted if I thought my customers did not feel comfortable asking me these questions. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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