Nationwide mortgage offer

So good news Iv had my text from nationwide saying they have issued me a mortgage offer. When the survey took place they found £8000 worth of work that needed doing, would nationwide had spoken to me prior to offering? Or would they just go along with my original application? I’m worried they may have put a retention on that’s all 

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  • chanz4
    chanz4 Posts: 10,850
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    should imagine a retention if you just had a lender survey
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Iv had the offer threw which does not state a retention, would it be sent on anything else 
  • ACG
    ACG Posts: 23,621
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    The £8k of work mentioned is probably stuff that needs doing at some point but not urgently or does not affect the valuation of the property. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • chanz4
    chanz4 Posts: 10,850
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    Seanj123 said:
    Iv had the offer threw which does not state a retention, would it be sent on anything else 
    should be fine then
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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