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Nationwide mortgage offer
Seanj123
Posts: 29 Forumite
So good news Iv had my text from nationwide saying they have issued me a mortgage offer. When the survey took place they found £8000 worth of work that needed doing, would nationwide had spoken to me prior to offering? Or would they just go along with my original application? I’m worried they may have put a retention on that’s all
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should imagine a retention if you just had a lender surveyDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Iv had the offer threw which does not state a retention, would it be sent on anything else0
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The £8k of work mentioned is probably stuff that needs doing at some point but not urgently or does not affect the valuation of the property.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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should be fine thenSeanj123 said:Iv had the offer threw which does not state a retention, would it be sent on anything elseDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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