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Mortgage affordability calculator

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rustytortoise17
rustytortoise17 Posts: 17 Forumite
10 Posts Name Dropper
in Mortgages & endowments
When completing a mortgage affordability calculator and answering questions about monthly expenditure. When they ask about pensions (private or company), is this generally asking about contributions made in addition to those deducted from gross pay? Or do they count those deductions as monthly expenditure?

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  • kingstreet
    kingstreet Posts: 39,255 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It varies from lender to lender but if it asks, enter what's on your payslips or what goes out of your bank account.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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