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Mortgage transfer after bankruptcy
Louk
Posts: 141 Forumite
I was declared bankrupt in 2014 so my 6 years is well and truly over and my experience well in the past...
I've just received a letter to say that my mortgage (that was included in the bankruptcy) has been transferred to another provider (NRAM to hessonite). The letter is not a demand for money but does give their account details.
It was a joint mortgage and I'm unsure if my ex husband also went bankrupt.
What do you advise? Should I contact Hessonite?
I've just received a letter to say that my mortgage (that was included in the bankruptcy) has been transferred to another provider (NRAM to hessonite). The letter is not a demand for money but does give their account details.
It was a joint mortgage and I'm unsure if my ex husband also went bankrupt.
What do you advise? Should I contact Hessonite?
0
Comments
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Its just for information purposes, likely sold in a job lot. If they suddenly issue a demand for money simply reply to them with your bankruptcy reference and ask them nicely to sod off.2
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Only if you want to, but there's no need.2
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It`s just a notice to inform you of a change in ownership of the "debt".
As said above, its just for information purposes, no need to do anything.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
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