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Offered Higher APR for Loan - How does this affect another application with different lender?
Comments
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Lender 2 would see a hard search and most likely a loan agreement and debt yes else the system would allow for people to try and apply for like 10 loans in quick succession!
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Lender 2 would unlikely see a new loan agreement if you applied within 14 days and definitely not if it is the day after. They would just see the hard search. There's another thread on here about making two applications in close proximity. From personal experience, if you applied on the same day, lender 2 would not see the hard search from lender 1.dans90 said:Ok - so in my circumstances (outlined above), presumably lender 2 would be able to see that I’ve taken on the new debt (i.e. accepted the loan) rather than it just displaying as a hard search from yesterday (with no sight of the outcome)?1
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