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Advice needed - energy bill wrongly put in tenants name
Soundgirlrocks
Posts: 746 Forumite
Hi, I’m looking for advice for my SIL she privately rents a property that has been badly split into two flats. Tenancy agreement is quite clear the landlord is responsible for the electricity as the supply was never split. The landlord has moved the electricity into SIL names and a debt has accrued to the point where it’s been sold to a debt recovery firm who are threatening bailiffs.
I’ve recommended she creates her own account here but for the time being I said I would ask you lovely lot advice
Would a prove it letter be appropriate here if the landlord has fraudulent put the bill in her name?
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Comments
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Posted in the wrong section.
Needs moving to the main Debtfree Wannabe section
If you go down to the woods today you better not go alone.1 -
Doh trying to do this on the move on my phone apologies please move!Grumpelstiltskin said:Posted in the wrong section.
Needs moving to the main Debtfree Wannabe section0 -
I have asked MSE to do this - Press Report / select moveGrumpelstiltskin said:Posted in the wrong section.
Needs moving to the main Debtfree Wannabe sectionNever pay on an estimated bill. Always read and understand your bill1 -
Moved as suggestedOfficial MSE Forum Team member. Please use the 'report' button to alert us to problem posts, or email forumteam@moneysavingexpert.com1
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Hi,
It appears she has two issues here, the landlord, and the electricity debt.
I can advise on how she deals with the debt, but not the landlord unfortunately.
First, just some basic questions to ascertain the exact position-
How do you know the debt has been sold?
Is it a debt collection company, or a debt purchasing company asking for money?
How much do they say is owed?
If the debt was sold, she would have been informed in writing, the company name will also give us a clue, do they refer to themselves being owed the debt, or "their client"?
People mis-read debt collection letters all the time, for example, a bailiff cannot be engaged to collect a debt until the debt has been to court, the claimant has been granted a county court judgement, and the debtor has failed to maintain payments under that judgement, quite a longish process.
I doubt this case has progressed that far as yet.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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