Can I get another mortgage if I am on a DMP?

fatbelly

Well your soa shows a deficit of  -25.65 and she is costing 38.25 on the council tax so a small contribution would be welcomed

You might then be able to make token offers to your creditors

Martico

I'd check your water meter readings, and if they're correct, check for leaks as even for two people £46 per month is very high. I live alone in one of the more expensive areas for water (the SW), work from home and pay £16 per month.

KITT2000

Martico said:

I'd check your water meter readings, and if they're correct, check for leaks as even for two people £46 per month is very high. I live alone in one of the more expensive areas for water (the SW), work from home and pay £16 per month.

OK, that's interesting to know that it is very high, I will check my meter reading and see if I am being overcharged, and if so then I will try and get a rebate, thanks.

conkerlad

I have read the SOA and I cannot see a substantial saving to be made, I mean you're in the red without the debt repayments, that is kind scary.

It seems mentioning your other half is not what you wanna hear but something seems amiss there. Paying rent and a mortgage of which that house is getting done up? Just be honest with yourself.

Income is an issue, only way you're going to make headway is earning more I am afraid, delivery driving for a takeaway or something, no more money can be squeezed from your SOA.

LoulaBelle

Hiya,  I think its reasonable to ask partner for say £100 a month and then both of you need to look for additional work to up your income, cut down on the presents etc and start tackling the debt.