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Lowell: Old debt. Are they bluffing?
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sourcrates said:
Debt purchasing companies invent random small payments to try to coerce you into thinking the debt is still alive, and get you to pay up...
Wow, how are they able to get away with this legally? Thank you for your advice. This is exactly what I was wondering but wasn't sure how to word it.
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I've heard that Lowells is getting extra pushy about things lately. Extra strict about who they will talk to, want up to date letters of authority when someone's working on another person's behalf etc.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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They can say what they like to you over the phone, things they would never put into writing, and would certainly never bring up in court.FlickyFoot said:sourcrates said:
Debt purchasing companies invent random small payments to try to coerce you into thinking the debt is still alive, and get you to pay up...
Wow, how are they able to get away with this legally? Thank you for your advice. This is exactly what I was wondering but wasn't sure how to word it.
This is why we always suggest never speaking to debt collectors on the phone, debt is a civil matter, but should be treated as a legal one, and any matter`s concerning debt should always be conducted in writing.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
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