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Irresponsible lending complaints

freshstart2023 · 2023-10-02 06:15:57

I wish to enter a DMP, currently missing payments awaiting defaults. Barclays have just upheld my irresponsible lending complaint. They have credited interest/charges back to the account which has reduced the outstanding and that have advised they will remove any bad markers on my credit file until ‘present’. Did I make…

Comments

Rob5342 Posts: 2,780 Forumite

2 October 2023 at 11:11AM edited 2 October 2023 at 11:14AM

It does happen sometimes. My Aqua account had late payment markers and my Nationwide one had late payment markers and a default. They both now show as paid and closed with 6 years of green ticks. It was a long fight with Nationwide, two years from initial complaint to a clean credit report, being escalated to the FOS along the way with lots of chasing from when Nationwide hadn't done what they said in their own offer.

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