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Bitten the bullet
Crazydennie
Posts: 257
Forumite
Today I have finally bitten the bullet. Paid the money and submitted the application. I came to this forum a bit late but I did speak with stepchange. I feel relieved but anxious about whether it will be accepted. It says they will run a credit check but my score is currently good. It has already warned me that there is likely to be an ipa.
What is the liklihood it will be rejected?
How do they factor in my pip? Can I ring-fence my car payment as I get the lower mobility element?
What is the liklihood it will be rejected?
How do they factor in my pip? Can I ring-fence my car payment as I get the lower mobility element?
I'm Ever hopeful!
:j:j:j:j
0
Comments
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Bankruptcy is not rejected, if there are circumstances that warrant further attention, then a BRO may be the result, but your application won`t be refused.
A cheap car is OK, but nothing flash will be allowed, if its for a specific need, you will have to make your case for it if asked.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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