We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Is this legit? ERC overpayment 5yrs on

seriouslyunsurprising
Posts: 80 Forumite

I've received a letter addressed to me today about an alleged overpayment made in relation to the ERC we paid when we moved house. This was back in December 2018 and relates to a joint mortgage but the letter is only addressed to me.
Is this legit or a scam? We no longed have any first direct current accounts so if legit I need to speak to them but if feels very odd...
Is this legit or a scam? We no longed have any first direct current accounts so if legit I need to speak to them but if feels very odd...
0
Comments
-
Here's the letter (failed to load in OP!)0
-
Looks fair enough to me, if you want to be sure ring them and ask from a number off their website (not the one on the letter).
Has the money gone in your account as the letter states?0 -
What would any scam be?
Don't their FAQs help you?0 -
Our first direct account is closed so no money in my account as yet, I'm wary of calling to question this given the high prevalence of scams. Maybe I'm being overly cautious it just seems very odd0
-
seriouslyunsurprising said:Our first direct account is closed so no money in my account as yet, I'm wary of calling to question this given the high prevalence of scams. Maybe I'm being overly cautious it just seems very oddThe 03 456 100 100 number is legit, call them to verify if you are concerned.
0 -
seriouslyunsurprising said:
I'm wary of calling to question this given the high prevalence of scams.0 -
If your concern is that you’ll have to provide them with alternative bank account details ask them to send you a cheque.
You should then be able to pay this in at the post office but you can check what banking facilities are available at https://www.postoffice.co.uk/everydaybanking.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 619.9K Mortgages, Homes & Bills
- 176.5K Life & Family
- 256K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- Read-Only Boards