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Aci my jar help

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  • Robertson91
    Robertson91 Posts: 18 Forumite
    10 Posts First Anniversary Name Dropper
    edited 6 October 2023 at 8:22PM
    Also not one of the documents have neither my name or address on any of them or anything that refers to me. Only a credit reference number. Can they really claim ownership with just those things? 
  • Robertson91
    Robertson91 Posts: 18 Forumite
    10 Posts First Anniversary Name Dropper
    edited 15 October 2023 at 9:48PM
    Today I received this letter from ACI despite all the points I have made in this thread. Does anyone have any advice at all? The letter is as follows :-1:

    Dear ******

     

    Your account was previously put on hold, this hold period has now expired.

     

    It is important that you contact us so that we can resolve your account amicably. Until you contact us, your account will remain open to further collection activity.

     

    Please contact us using the details below: 

    Telephone: 01253 531512 (calls are charged at local rate but may vary from a mobile)

    Email: aciuk.uk

    Post: ACI, PO BOX 1360, Blackpool, FY1 9ND

    If you would like to arrange a call back with one of our friendly agents, then please email callbacks@assetcollections.co.uk with a day, time and contact number that is best to reach you on. 

     

    Monday to Friday 8:00am to 8:00pm.

    We look forward to hearing from you.

     

    Kind Regards,

    ACI

  • sourcrates
    sourcrates Posts: 31,487 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    You have stated your case, they have stated theirs, they will continue with collection activity, and it may ultimately be decided by a court, depends who cracks first.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Robertson91
    Robertson91 Posts: 18 Forumite
    10 Posts First Anniversary Name Dropper
    Good afternoon, I hope someone help and can explain to me what ACI mean by the following email update they have sent me. Any advice is very much appreciated.The email from them is as follows :-


    Dear ******



    We have been trying to speak to you by phone, email, text, and letter about your outstanding MYJAR Ltd balance. We want to help you but you have chosen to ignore us.



    We want to let you know that we will be reviewing your credit file to see if you are a homeowner and to see if you are currently employed. This may then change the way this debt is collected in the future.



    It is important that you take action today to pay your outstanding 



    You can set up a direct debit by clicking here.
  • sourcrates
    sourcrates Posts: 31,487 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    They are playing mind games with you.

    Again, I refer you to my previous post.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • RedDeadEd99
    RedDeadEd99 Posts: 7 Forumite
    Name Dropper First Post
    Was there a conclusion to this saga?
  • Nasqueron
    Nasqueron Posts: 10,636 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Was there a conclusion to this saga?
    User Last Active Dec 18, 2024
    Likely not going to return

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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