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A brand new chapter

billiepiper14
Posts: 91 Forumite


Hi
On Friday I’m hoping to complete on my forever home. Not long out of a 20 year marriage & this is the first home I have ever purchased/lived in by myself. The fact that I was able to choose it myself and it ticked all my boxes was absolutely fantastic.
Im 51 & hoping to pay off my 65K mortgage by the time I’m 60. I may be able to draw a small chunk of pension at 55 to help me with this. I want to buy some kind of chart where the bricks on a house represent an amount of money & I colour a brick in every time I overpay on my mortgage. I also want to share with you & read about ways you are saving money, allowing you to over pay your mortgage. I’m hoping this will give me extra inspiration. Hope a few can join me 😊
BP xx
On Friday I’m hoping to complete on my forever home. Not long out of a 20 year marriage & this is the first home I have ever purchased/lived in by myself. The fact that I was able to choose it myself and it ticked all my boxes was absolutely fantastic.
Im 51 & hoping to pay off my 65K mortgage by the time I’m 60. I may be able to draw a small chunk of pension at 55 to help me with this. I want to buy some kind of chart where the bricks on a house represent an amount of money & I colour a brick in every time I overpay on my mortgage. I also want to share with you & read about ways you are saving money, allowing you to over pay your mortgage. I’m hoping this will give me extra inspiration. Hope a few can join me 😊
BP xx
On a mission to be mortgage free asap
Sept 2023 65,000, June 2024 61,992
Sept 2023 65,000, June 2024 61,992
3
Comments
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Good luck in your new home!!
How about using Lego bricks to create a 2D (or 3D if feeling creative) house that you can design with the right amount of bricks
Each brick can represent a sum of money off the mortgage2 -
bluelad1927 said:Good luck in your new home!!
How about using Lego bricks to create a 2D (or 3D if feeling creative) house that you can design with the right amount of bricks
Each brick can represent a sum of money off the mortgageOn a mission to be mortgage free asap
Sept 2023 65,000, June 2024 61,9920 -
Happy shiny new diaryI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Finally managed to pay my 1st 2.5 bricks off due to having plenty of things that needed buying/doing in the house up to now.However I’ve hopefully done all the big spending so now I just need to get frugal so that I can make the biggest overpayments I can each monthOn a mission to be mortgage free asap
Sept 2023 65,000, June 2024 61,9921 -
Congrats on your new home and good luck on your journey 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1
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