National Insurance Contributions for Parents

ItIsMichael

There is a threshold.

https://www.gov.uk/child-benefit-tax-charge

QrizB

ItIsMichael said:

There is a threshold.
https://www.gov.uk/child-benefit-tax-charge

I think you've misunderstood the statement D&C made.

There is no income threshold where CB stops being paid.

There is however a threshold above which you start to incur a tax charge.

But, even if you are having to pay back 100% of the CB as tax, you still get the NI credits.

As an aside, and I realise it's too late now, what many people in your situation do ( myself included) is increase their pension contributions. This reduces their adjusted salary and can allow you to continue to benefit from CB.

Dazed_and_C0nfused

ItIsMichael said:

There is a threshold.

https://www.gov.uk/child-benefit-tax-charge

What @QrizB said 😄

And another option some people go for is banking the money and earning some interest on it before it has to be paid back.

If you can have the liability coded out then there can be nearly 3 years between the first CB payment in a tax year and the final date it's paid back.

xylophone

Why  don't you both obtain state pension forecasts?

https://www.gov.uk/check-state-pension