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OMG do I need some help here
DebJohn
Posts: 1 Newbie
I have reached a point where I do not trust a soul to give me the best advice for my situation. I have spent last 3 years coming up with options, speaking to multiple advisers, but I am now at a total loss. Here goes, my situation is very complex, it involves a disputed divorce settlement; a business liquidation; multiple debts; and now I am facing losing my home and everything I have worked hard for this past 40 years. I am being 'advised/guided' by my Accountants, the Insolvency Practitioner for the business liquidation; a referred IP practioner for me personally and sorry to say I cannot feel I can trust anyone to give me the best route forward where I do not have to lose everything, my home, my pension, my business. Who should I turn to for help?
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Which issue is most urgent, as you have a lot going on there, what is the situation with the house ?
You need to break it down into portions, starting with the debt that is threatening the house first.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Yes - focus on your priority debts - house, living, food. And then look to the non priority - debts, overdraft, cards, bank accounts. Business is an issue I've little experience with so not sure where to go with that one. But nothing matters if you don't have a place to live and food to eat.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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