How can I search children's savings account by age?

dj_air_eye

I'm asking because my son is 16 and wants to invest in an instant access account and has a over £3000. Looking at the MSE children's savings account page it says YBS is the best rate but in fact the new Santander E-Saver is available to anyone 16 and over and pays 5.2%
Rather than manually checking every account is there a search tool that will do it for me?

Thanks

xylophone

https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html


The Santander account  seems to be top of  instant access chart  regardless of age.


https://www.thisismoney.co.uk/money/saving/article-1583863/Best-savings-rates-Junior-Isas-children-s-accounts.html

The Coventry account is branch access and limited to up to £200 a month deposit.

dj_air_eye

Sorry but I can't see on those links how I can search children's accounts by age?

Kazza242

dj_air_eye said:

I'm asking because my son is 16 and wants to invest in an instant access account and has a over £3000. Looking at the MSE children's savings account page it says YBS is the best rate but in fact the new Santander E-Saver is available to anyone 16 and over and pays 5.2%
Rather than manually checking every account is there a search tool that will do it for me?

Thanks

Please use Moneyfacts:

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/

Under Children's savings accounts, click on 'Full Search' (located to the right hand side).

There is a 'Child Age' changeable option at the top of the 'Advanced Search Options' box.    

You can also select other options within the same window.

- Under 'Term' there is an option: 'Include accounts with fixed rate periods', select 'No'
- Under 'Notice Periods' there is an option 'Include accounts with notice periods, select 'No' to both options if you want to view easy access accounts.  

Click on 'Revise Search' to see the savings products.

Under 'Sort By' on the main screen, click on 'Rate Order' to view the accounts with the highest rates that match the options you selected earlier.

35har1old

dj_air_eye said:

Sorry but I can't see on those links how I can search children's accounts by age?

The Santander Ltd edition easy acces account is 16 and ovet

dj_air_eye

Kazza242 said:

dj_air_eye said:

I'm asking because my son is 16 and wants to invest in an instant access account and has a over £3000. Looking at the MSE children's savings account page it says YBS is the best rate but in fact the new Santander E-Saver is available to anyone 16 and over and pays 5.2%
Rather than manually checking every account is there a search tool that will do it for me?

Thanks

Please use Moneyfacts:

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/

Under Children's savings accounts, click on 'Full Search' (located to the right hand side).

There is a 'Child Age' changeable option at the top of the 'Advanced Search Options' box.    

You can also select other options within the same window.

- Under 'Term' there is an option: 'Include accounts with fixed rate periods', select 'No'
- Under 'Notice Periods' there is an option 'Include accounts with notice periods, select 'No' to both options if you want to view easy access accounts.  

Click on 'Revise Search' to see the savings products.

Under 'Sort By' on the main screen, click on 'Rate Order' to view the accounts with the highest rates that match the options you selected earlier.

I tried as you said above for £6000 and age 16 and I get this message:

Sorry, currently there are no products available for this search criteria.

Unless I've done something wrong?

refluxer

dj_air_eye said:

Kazza242 said:

dj_air_eye said:

I'm asking because my son is 16 and wants to invest in an instant access account and has a over £3000. Looking at the MSE children's savings account page it says YBS is the best rate but in fact the new Santander E-Saver is available to anyone 16 and over and pays 5.2%
Rather than manually checking every account is there a search tool that will do it for me?

Thanks

Please use Moneyfacts:

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/

Under Children's savings accounts, click on 'Full Search' (located to the right hand side).

There is a 'Child Age' changeable option at the top of the 'Advanced Search Options' box.    

You can also select other options within the same window.

- Under 'Term' there is an option: 'Include accounts with fixed rate periods', select 'No'
- Under 'Notice Periods' there is an option 'Include accounts with notice periods, select 'No' to both options if you want to view easy access accounts.  

Click on 'Revise Search' to see the savings products.

Under 'Sort By' on the main screen, click on 'Rate Order' to view the accounts with the highest rates that match the options you selected earlier.

I tried as you said above for £6000 and age 16 and I get this message:

Sorry, currently there are no products available for this search criteria.

Unless I've done something wrong?

No, you haven't done anything wrong - there appears to be a bug in the Moneyfacts search. You need to set 'Notice Periods' to Yes in order to see easy access accounts, for some reason.

If you scroll down past the first couple of notice accounts, you'll see that the 5.2% Santander Easy Access Saver is currently the highest-paying easy access account for a 16 year-old.

dj_air_eye

Ah yes well spotted.
That works now with minimal extra effort

Thank You