Closing in on minus 100k debt?

isadreamalie

The small milestones are still significant 
Is anyone else finally nearing the tipping point where the mortgage debt is about to fall to five figures?
Or perhaps like me you're reducing the monthly payments and looking forward to the amounts pcm being below a certain figure!

Brie

I went from a huge amount (to me) which with the cards & mortgage was approaching £200k.  A house move/amalgamation and then redundancy took the mortgage to around £20k and then getting the 25% tax free portion of a pension wiped that and put me on the plus side for the first time in 20 years.  That felt so nice!  Unfortunately there was still some credit card debt but that first bit of success has made me so determined to nuke the rest and be happy to look at all my finances.  I can see it all laid out in front of me happening in the next few months and it's so lovely.

Your so right about the milestones being significant!  But I love that the minimum payments required on the cards gets much lower each month.  But I want it to be as low as possible as soon as possible so I'm not reducing my payments at all.