From Chaos to Clarity, and Mortgage Free, in 86 Months 💗

savingholmes

Good luck on your journey. My velour throw style electric blanket saves me a fortune.

selloptape

Thanks StuartP - I might try that from next summer if interest rates stay high, it will be worth keeping the money in my savings account instead of the suppliers 🤔

I think flexibility is the key Swayingseaweed I've noticed that I tend to adjust the plan halfway through the week as I've realised there's something I've forgotten about that needs to be urgently eaten 🙈 or that my local supermarket's had no refrigeration for 3 days... Hope it gets fixed this week, at least I've been eating a lot of salad, which is good for my diet 

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selloptape

Had my expenses payment from work which I thought was perfect timing for OP-ing the mortgage. Mortgage company have other ideas - and said I can't OP as my deal is ending and transferring to a new deal in 10 weeks. Slightly frustrating but I'm just going to add my OP amounts to savings each month, ready to send across once I've started the new deal. 

Hope everyone has had a good weekend

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savingholmes

Surely if you have some of your 10% left you should be able to OP. Sounds really weird. However a lot of savings accounts currently beating the benefit of mortgage OP so as long as you set it aside it is still a win win.

selloptape

savingholmes said:

Surely if you have some of your 10% left you should be able to OP. Sounds really weird. However a lot of savings accounts currently beating the benefit of mortgage OP so as long as you set it aside it is still a win win.

It's strange, I definitely have enough OP allowance left. I might give them a call and see if the staff can do it manually instead of going through the automated system.

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