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Pension credit and annuities.

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  • kaMelo
    kaMelo Posts: 2,914 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 25 August 2023 at 2:11AM
    Not taking an income from a pension prior to state pension age does not affect any calculations for means tested benefits. However once you reach state pension age, if you still choose not to take an income from any pension you have, any claim for means tested benefits will include in the calculation a notional income from the pensions you've chosen not to take.
    The age you have registered as your retirement age with the company, 70 in this case, is merely your wish, nothing is preventing you from accessing the money now.

    https://benefitsinthefuture.com/notional-income-from-pensions-too-notional-for-some-advisers/
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