We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Natwest - deed of valuation needed

Hi does anyone have any experience of a 'deed of variation' needed on a freehold flat - this has been flagged up right at the last minute by the Natwest ....  this has been going back & forth for a few wks now as they as so slow - we do have a mortgage broker who is very good, the mortgage offer now runs tomorrow !! we have also asked for an offer extension but are still waiting for a answer of this - my son has a good deposit, great credit score etc etc 

Comments

  • kingstreet
    kingstreet Posts: 39,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you sure it's freehold? That would be unusual and a deed of variation usually applies to a lease - sometimes where ground rent escalation factors are considered effective.

    Either way, it's legal and it requires the agreement of the freeholder.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
Meet your Ambassadors

Categories

  • All Categories
  • 347K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.7K Spending & Discounts
  • 239.3K Work, Benefits & Business
  • 615.1K Mortgages, Homes & Bills
  • 175K Life & Family
  • 252.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.