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Is it worth switching current account for better mortgage deals
tbo127
Posts: 130 Forumite
Is it worth switching current account to Lloyds and joining club Lloyds to get a better first time buyer mortgage with them? You can only get it if you go direct to them (I.e. not through a broker). The rate they’re offering is 5.18% for 5 years which is lower than anything a broker found me (lowest was 5.29%).
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Comments
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Just be mindful that is not a guaranteed rate. The rate will be based on credit history and finances.Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment start date 1/3/23.
Starting balance £66,565.45
Current balance £63,787.160 -
Straight from the Lloyds website.0
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