NHS pension additional payments vs S&S LISA

spaniel101

mrkds said:

r6mile said:

Do you have any DC pensions from previous employers? If the NHS AVC scheme is anything like the Civil Service one, their charges are pretty low so consolidating might be worthwhile to look into consolidating them into that.

I do. I am considering doing that. However,  I'm finding it hard to compare charges between schemes. I look at the descriptions of the two available NHS schemes (linked here), but no clear description of charges. I also found this other thread on the subject , a comment suggests these AVPs may not be that competitive. So not sure where to turn...

You need to go to both Standard Life and Prudential websites (through their links on the above 'linked here' you mentioned)  and go to through the funds pages - all charges are listed next to each fund (which you would need to select when joining).

mrkds

spaniel101 said:

mrkds said:

r6mile said:

Do you have any DC pensions from previous employers? If the NHS AVC scheme is anything like the Civil Service one, their charges are pretty low so consolidating might be worthwhile to look into consolidating them into that.

I do. I am considering doing that. However,  I'm finding it hard to compare charges between schemes. I look at the descriptions of the two available NHS schemes (linked here), but no clear description of charges. I also found this other thread on the subject , a comment suggests these AVPs may not be that competitive. So not sure where to turn...

You need to go to both Standard Life and Prudential websites (through their links on the above 'linked here' you mentioned)  and go to through the funds pages - all charges are listed next to each fund (which you would need to select when joining).

Thanks, I'll take a closer look.