Offset Mortgage Comparisons

BulletCraig

Does anyone know of any comparison sites/tools for offset mortgages?  My fixed term comes to an end next year and I'm in the lucky position of having enough savings to fully offset the mortgage balance (but would prefer not to just pay the balance off in full) but I'm really struggling to find anything that shows the options available. 

Thanks in advance. 

housebuyer143

There are not really many lenders. Yorkshire building society does good fixed ones and Barclays the best trackers last time I looked. If you are fully offsetting it, I don't suppose it matters the rate, but look at those.

jlfrs01

Yorkshire BS has a subsidiary called Accord Mortgages but they only go through Brokers. I have a 5 year fix at 2.15% I took out 18 months ago. My experience has been very favourable but I don't know how competitive their rates would be now. I used a company called "The Mortgage Brain" and it was one of their recommendations.

Angelina1

Just got an offer from Yorkshire BS for an offset.  We applied directly through them.   There is very little choice for offset mortgage.  If you go through a broker, it could be an Accord one, which is the same one from Yorkshire BS.

amnblog

When are you looking to compare? There are now only a handful of Offset Lenders on the market.