📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Council still taking money out of my benefits (After Bankruptcy) who do i contact? x

Options
Hi. 
I was signed off from bankruptcy about 4-5 years ago due to a partner taking out three loans in my name and vanishing (long story). 7 months ago I received a letter telling me the council would be taking money out of ESA due to an overpayment in 2012. (I went BR in 17). I spoke to CAB who said I should write two letters explaining that I went Bankrupt (and including the bankruptcy order number) and this would be included in this and send it to Benefits office and the council It was signed for by both offices and give it 45 days. After 45 days i wrote another letter which was once again signed for. They're still taking the money (£22 a week) and I am struggling financially again. 
I don't know who to write to next. I severely struggle on the phone and would prefer to keep it to letters or e-mail. Everybody I have spoken to and every post i've read on here have said I should get the money back and what they're doing is actually against the law.
Who do i write to? I am really stuck. 
Thank you. - Jen. 

Comments

  • sourcrates
    sourcrates Posts: 31,639 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 11 August 2023 at 2:32PM
    In this situation I strongly suggest you speak to someone at the council, or get a family member to ring on your behalf and give your permission for them to speak for you, otherwise it looks like you will be going around in circles to me.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • JenP85
    JenP85 Posts: 45 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    In this situation I strongly suggest you speak to someone at the council, or get a family member to ring on your behalf and give your permission for them to speak for you, otherwise it looks like you will be going around in circles to me.
    Thank you for your reply. 
    I sadly don't have any friends of family who can do it. I struggle to leave the house so i don't really get to meet people. Going to CAB was awful if I'm honest. I called the council last year about a council Tax bill i received for my old house. It took me two weeks to build myself up to calling and when I did i burst into tears and the woman wasn't very helpful and ended up ending the call. Thankfully a letter was enough to sort that out.
    I think the person at CAB said to write to the bankruptcy people if I hadn't heard anything but i can't find the place to write/email to. 

    Thank you for your help :) 
  • sourcrates
    sourcrates Posts: 31,639 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 11 August 2023 at 4:13PM
    JenP85 said:
    In this situation I strongly suggest you speak to someone at the council, or get a family member to ring on your behalf and give your permission for them to speak for you, otherwise it looks like you will be going around in circles to me.

    I think the person at CAB said to write to the bankruptcy people if I hadn't heard anything but i can't find the place to write/email to. 

    Thank you for your help :) 
    It depends where you are in the country, as to which office dealt with your case.

    These are the national contact details of the Official Receivers in the UK -

    Contact information - GOV.UK (www.gov.uk)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • fatbelly
    fatbelly Posts: 23,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    You could ask your local councillor to intervene.

    This site sets up a template to send to the right person if you just put your postcode in

    https://www.writetothem.com/
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.