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debt collection letter formal demand
cplmadison
Posts: 20 Forumite
HI
I have a debt collection letter apparantly for an unpaid electric bill. It is addressed to "the homeowner" obviously dont have my details on file. Can i ignore this? i mean if they dont have my name then they couldnt register a default or even court papers since they dont have my details?
is this correct or can they still enforce the alleged debt (its only about 300) but i guess since they dont know who i am i kind of want to play the game with them a bit (i hate them)
thanks !
I have a debt collection letter apparantly for an unpaid electric bill. It is addressed to "the homeowner" obviously dont have my details on file. Can i ignore this? i mean if they dont have my name then they couldnt register a default or even court papers since they dont have my details?
is this correct or can they still enforce the alleged debt (its only about 300) but i guess since they dont know who i am i kind of want to play the game with them a bit (i hate them)
thanks !
0
Comments
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Do you believe you owe this outstanding bill, or even part of it, or are you aware that the supplier believes you owe it, or are you saying it is definitely not your outstanding amount?0
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Do you have an existing account with someone for supply of electricity?
If so, you can ignore this one. If not, you need to engage or they will install a prepayment meter or possibly disconnect
https://www.citizensadvice.org.uk/consumer/energy/energy-supply/problems-with-your-energy-supply/if-youve-been-told-your-energy-supply-will-be-disconnected/
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Reading the original post it looks like the OP is hoping they cam wriggle out of paying for a bill on the basis the letter is addressed to the homeowner not to them by name.0
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Does the debt relate to your current address or an old one ?
Is it an existing supplier ?
You will have to fill in the blanks to get any constructive answers here.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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