Credit file entries

welshspendthrift

I paid off my Barclaycard on 21st June from my retirement lump sum and also paid off my car loan on 21st July. They are still showing on my credit file with balances, how long does it take for credit file to update to show they are now clear. Also I have an intrum balance on there which is not enforceable as they cannot provide the correct paperwork and have acknowledged this. This does not show as a default just shows balance of £6000+. Just says no data from June 22. The cc was Creation and I think they put a default on the account but can’t see this on there. They sold this to Intrum. Will this stay on my credit file past 6 years as not showing as default ?  This will be the last debt on my credit file as I have cleared nearly 50k debt over the last 5 years. 

Thanks in advance for responses

sourcrates

Credit files update roughly once a month.

Credit Karma says it updates every week, but whether the information changes or not I don`t know.

Your unenforceable credit account should be removed after 6 years.

If the original entry showed the account defaulted, it will be removed 6 years after it defaulted, if that entry was replaced by the Intrum entry, you may have to remind them.

welshspendthrift

thank you @sourcrates