Advice about Home Responsibilities Protection Claim

Pompeii2

Briefly  I filled in the online form as  since retiring 5.5 years ago in 2017  my pension is 3 years short of the full state pension. I received a letter today stating from 6 April 1978 to 5 April  1993 I was entitled to HRP.  I  checked the pension calculator and it now shows I have over 39 full years of NI contributions. 
I can't find anything on the website  that tells me what happens next, the phone number takes you through  a 7 minute menu then tells you it isn't dealing with HSP enquiries by phone.
The letter only offers advice about what to do if the decision is wrong. As the decision  is  right, in that they have added the qualifying years,  Do I just wait for my payment to be corrected?

 

QrizB

Pompeii2 said:

Briefly  I filled in the online form as  since retiring 5.5 years ago in 2017  my pension is 3 years short of the full state pension.
 

Did you reach State Pension Age in 2017 or did you stop work in 2017 before reaching SPA? The distinction is very important.

Exactly what weekly SP are you currently receiving?

Pompeii2 said:

I received a letter today stating from 6 April 1978 to 5 April  1993 I was entitled to HRP.  I  checked the pension calculator and it now shows I have over 39 full years of NI contributions.

Do your 39 years include all the years you were eligible for HRP?

Pompeii2 said:

The letter only offers advice about what to do if the decision is wrong. As the decision  is  right, in that they have added the qualifying years,  Do I just wait for my payment to be corrected?

What specifically makes you think that your current payment is incorrect?

xylophone

https://forums.moneysavingexpert.com/discussion/comment/80191671/#Comment_80191671

 It appears that that the OP retired from paid employment at age 60 (2013) and reached SPA in  August 2017.

I would hazard a guess that she had been a member of a contracted out DB Pension Scheme at some point during her working life.



https://www.gov.uk/home-responsibilities-protection-hrp

From the link above,

If you reached State Pension age on or after 6 April 2010

HRP was converted into National Insurance credits, if you needed them, up to a maximum of 22 qualifying years.

Assuming that the conversion was done for the OP, it would appear that at 6/4/16 (inception of NSP), she could have had 39 QY?

If so, her starting amount for NSP would have been the higher of

Old Rules

NIQY/30 (max) x Full Basic  SP + (Additional State Pension - "Contracted Out Deduction").

£119.30 + (ASP - "COD")

New Rules

(NIQY/35 (max) x Full NSP) - Contracted Out Pension Equivalent

£155.65 - COPE

If the above is the case, then she is already receiving her full entitlement to SP?

molerat

Will the added years make any difference though ?  

If you answer the following someone will sense check your situation

Current weekly £££.pp pension amount
Number of pre April 2016 NI years full before addition

Number of pre April 2016 NI years full after addition

Number of post April 2016 NI years full
Tax year you reached state retirement

Were you in a contracted out pension scheme ?

Years which show not full and prices