Re mortgage for £30k

aayush
aayush Forumite Posts: 1,255
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Hi
Can anyone advise where I can get a good rate for the above and what would  be the repayment monthly

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  • bluelad1927
    bluelad1927 Forumite Posts: 111
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    The monthly repayment will be depend on the term that the mortgage will be repaid
     Impossible to give even an estimated figure without this
  • BikingBud
    BikingBud Forumite Posts: 1,537
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    edited 2 August at 8:49PM
    aayush said:
    Hi
    Can anyone advise where I can get a good rate for the above and what would  be the repayment monthly
    https://www.moneysavingexpert.com/mortgages/mortgage-rate-calculator/
    Mortgage: £200,000 (Sep 2021)                                      Initial MF date: Sep 2031 

    Int Rate:
    1.19% fixed until Nov 2026 (7.75% follow on rate?)
    Cap+Int Repaid: £65100 (32%)  £80,704 (40%) £82468 (40.48%)£89507 (43%) £91267 (44.7%)

    Target MF date: Nov 2026  Current MF date: Dec 2029,  Nov 2029, Apr 2029                                    
    Target Int Saving: £21,709 Current Int Saved: £12,350,   £13,421,  £16,991, £17,989, £18,699

    Overpayments suspended and surplus cash currently being diverted to high interest savings.
  • aayush
    aayush Forumite Posts: 1,255
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    • Share Ownership unit 25%
    • Going through Divorce 
    • Agreed 60/40 as the have a son
    • £14k Mortgage outstanding if this is cleared will it affect the D81 form
    • As been asked for consent from the lender by the landlord then this will not be required? As Mortgae is cleared 
    • TR1 Why is this required
    Can anyone help 



  • VNX
    VNX Forumite Posts: 232
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    Have you spoken to a mortgage broker?
  • aayush
    aayush Forumite Posts: 1,255
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    ? As solicitors are involved thus they do have not the need to ask if clear the balance of Mortg will affect the form in question.
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