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Lowell statute barred?

chewyrhubarb
Posts: 1 Newbie
Hello, thank you for any advice in advance.
I recently received a letter from Lowell regarding 3 debt that I know for a fact I haven’t engaged with for at least 8 years.
Previous to this they were being managed by CAP (Christians Against Poverty), but due to the fact I lost my job thus could no longer make payments I was dropped.
Am I right in thinking that even though at one point they were being paid the fact it was more than 8 years ago means they are statue barred.
Also in the letter they mentioned I’ve recently made payments to them for completely different debts, this is provable because the reference on the standing orders do not match these debts in the letters.
I recently received a letter from Lowell regarding 3 debt that I know for a fact I haven’t engaged with for at least 8 years.
Previous to this they were being managed by CAP (Christians Against Poverty), but due to the fact I lost my job thus could no longer make payments I was dropped.
Am I right in thinking that even though at one point they were being paid the fact it was more than 8 years ago means they are statue barred.
Also in the letter they mentioned I’ve recently made payments to them for completely different debts, this is provable because the reference on the standing orders do not match these debts in the letters.
Thank you again for reading.
0
Comments
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Send them the statute barred letter and see what response you get.
Clock starts from the date of default, or any period after that, of 6 years where no payment or written acknowledgement has been made.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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