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Do you have a debt with Brighthouse ?
sourcrates
Posts: 31,014 Ambassador
Brighthouse (Caversham finance limited) went into administration in 2022, after the rent-to-own company collapsed, the administration was managed by Grant Thornton.
As part of this process, a number of client accounts were written off, resulting in them no longer having to be repaid.
However a credit management company, purchased over 100,000 Brighthouse loan accounts from Grant Thornton on 4 October 2022, impacting about 60,000 customers.
This company was called Perch Capital, I am curious to know if anyone with one of these accounts, has been contacted by Perch Capital yet ? or any other DCA acting on their behalf chasing an old Brighthouse debt, please comment below.
As part of this process, a number of client accounts were written off, resulting in them no longer having to be repaid.
However a credit management company, purchased over 100,000 Brighthouse loan accounts from Grant Thornton on 4 October 2022, impacting about 60,000 customers.
This company was called Perch Capital, I am curious to know if anyone with one of these accounts, has been contacted by Perch Capital yet ? or any other DCA acting on their behalf chasing an old Brighthouse debt, please comment below.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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Perch Capital bought my Likely Loan default. They are using ACI-UK to collect the debt. Maybe these loans will be collected by ACI as well ?Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231 -
I wondered what happened to Likely Loans - back before I got a handle on my finances I took out two Likely Loans, both paid to term - both ridiculous APRs but then I was ridiculous with money at the time.
So I guess they are no-more?0 -
They are still going but rebranded as Finio Loans.Graham1982 said:I wondered what happened to Likely Loans - back before I got a handle on my finances I took out two Likely Loans, both paid to term - both ridiculous APRs but then I was ridiculous with money at the time.
So I guess they are no-more?Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230 -
Mainly interested in the Brighthouse loans book purchased by Perch Capital.
If you had a Brighthouse account specifically, has Perch Capital contacted you yet ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
We have a brighthouse account sold to aci via perch despite a affordability redress claim running without response pre administration. ACI despite having evidence still trying to get us to pay even breaking gdpr storing new details without consent.2
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See I contacted ACI today to sort this out and they said my debt for £350 had been closed and not to worry - but I still have one showing on my credit file for £452 and in default. They have said they don’t know what that could be and it’s not with them, what do it do?0
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See my response on your other thread.Oioiitsme said:See I contacted ACI today to sort this out and they said my debt for £350 had been closed and not to worry - but I still have one showing on my credit file for £452 and in default. They have said they don’t know what that could be and it’s not with them, what do it do?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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