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Are most peoples State Pension slightly different.

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Comments

  • RSTime
    RSTime Posts: 132 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Am I correct in assuming that the state pension I will receive is the full amount minus COPE or will I actually receive £203.85/week? 
    As you presumably read what you have posted I'm not sure why you think it might be minus the COPE figure?

    As it stands you will get £199.74/week.  Which will become £203.85 once you add one further post 2016 year.
    This is a government system, and I never make assumptions...
  • eastcorkram
    eastcorkram Posts: 1,069 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jem16 said:
    Just another question here as regards SP, I was asked whether married nor not (I'm living with my partner) and that I must also inform them if we do get married.

    As I understand it, everyone nowadays has their own SP and I can't claim for a partner as a dependant, so just wondering why it may be relevant in my case.

    Many thanks.
    Even if both of you reach SPA after April 2016, spouses can still inherit half of any 'protected payment' (that is any sum over the current new State Pension maximum that had been built up prior to 2016 via SERPS /S2P.

    And if your spouse is old enough that they reached SPA priro to April 2016, then you may also inherit some of their pension. 

    The new State Pension: Inheriting or increasing State Pension from a spouse or civil partner - GOV.UK (www.gov.uk)

    Hence the need for DWP to know if you are married and who to.
    Does that mean that, suppose you are married when you claim SP, wether or not actually still together, you tell them that when you claim.

    Some time after that, you divorce. Are you then supposed to inform DWP about the change?
    Yes that’s exactly what you should do. 
    I wonder what happens if you say you're not, even if you are . I definitely don't have a copy of the certificate. 
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