We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
ACI wont accept less than £10pm
ferry
Posts: 2,017 Forumite
Hi all. I need some advice please. I approached ACI asking to set up a repayment plan but it seems they will accept no less than £10 per month.
I was hoping to set up a token payment plan for starters of only 1or £ 2 by Standing order so I can increase payments once every creditor is set up. The other creditor has accepted the £1 repayment pm offer.
ACI do seem to be particularly difficult to deal with.
Is there any advice on the approach. How I can get them to accept my token payment without the threat of further action.
Thank you
I was hoping to set up a token payment plan for starters of only 1or £ 2 by Standing order so I can increase payments once every creditor is set up. The other creditor has accepted the £1 repayment pm offer.
ACI do seem to be particularly difficult to deal with.
Is there any advice on the approach. How I can get them to accept my token payment without the threat of further action.
Thank you
:j
0
Comments
-
Send a copy of your budget, and your token offer in writing, tell them that is what they will be getting.
Then just pay the £1 or whatever it is, don`t go looking for their approval.
They won`t take you to court as a court won`t let you pay more than is affordable.
If they don`t like it, they will either sell the debt again, or pass it to another collector to chase.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
many thanks:j0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards