Pension tracing with no luck

molerat

Marcon said:
It would also be useful if you could name the two companies concerned (no reason not to - you aren't saying anything critical of them).

XzavierWalnut said:

The Tesco one used to be Wm Low supermarkets who were bought out several years ago.
The other one is Wincanton Logistics who still exist.

........................

FIREDreamer

XzavierWalnut said:

FIREDreamer said:

XzavierWalnut said:

Unfortunately, one of the companies does not exist anymore, bought out by Tesco, and the other says they have no record of my employment.

Was that Booker?

The Tesco one used to be Wm Low supermarkets who were bought out several years ago.
The other one is Wincanton Logistics who still exist.

Try here …

For Wincanton try …

Marcon

molerat said:

Marcon said:
It would also be useful if you could name the two companies concerned (no reason not to - you aren't saying anything critical of them).

XzavierWalnut said:

The Tesco one used to be Wm Low supermarkets who were bought out several years ago.
The other one is Wincanton Logistics who still exist.

........................

Thanks Mole - but we need the exact names of the companies concerned eg Wincanton Logistics Ltd had no employees during (at least part of ) the 1990s eg according to accounts filed at Companies House in 1995 (when it was called Nair Properties Ltd) the company '...employed no staff and consequently incurred no employee cost'. It has been dormant since 2005.

Other part of the question I asked about length of service would be useful if OP could clarify.

flaneurs_lobster

It's helpful when you make enquiries of the pension administrators if you include your DofB and your NI number. 

molerat

Thanks Mole - but we need the exact names of the companies concerned eg Wincanton Logistics Ltd had no employees during (at least part of ) the 1990s eg according to accounts filed at Companies House in 1995 (when it was called Nair Properties Ltd) the company '...employed no staff and consequently incurred no employee cost'. It has been dormant since 2005.

Wincanton covers many different companies both active and dormant all headquartered at the same address.  I doubt the actual name of the employer would make much difference as the various bits likely changed names and changed hands within the group but will all likely be covered by Wincanton Pensions.

XzavierWalnut

Marcon said:

XzavierWalnut said:

dunstonh said:

Both have said they have no record of me working there, even though I sent photographs of my P60s.

Data protection would see their records long destroyed.  However, if had pensions pensions, then data applicable to that would be retained.

If you have P60s from the 90s, then that is pretty good record keeping.   Wouldn't you have pension statements that would have been issued annually if there were pensions?

Also note that the employer and the pension scheme are two different things.   What records the employer may retain will differ from the records the pension administrator would retain.

I have no pension statements or payslips just P60s. I'm just asking them to advise if I was in the pension or not.

Could you give any indication of your dates of employment - in particular whether you were employed by each employer for upwards of two years?

It would also be useful if you could name the two companies concerned (no reason not to - you aren't saying anything critical of them).

Wm Low was only for 1 year, but Wincanton was for over 3 years.

Marcon

XzavierWalnut said:

Marcon said:

XzavierWalnut said:

dunstonh said:

Both have said they have no record of me working there, even though I sent photographs of my P60s.

Data protection would see their records long destroyed.  However, if had pensions pensions, then data applicable to that would be retained.

If you have P60s from the 90s, then that is pretty good record keeping.   Wouldn't you have pension statements that would have been issued annually if there were pensions?

Also note that the employer and the pension scheme are two different things.   What records the employer may retain will differ from the records the pension administrator would retain.

I have no pension statements or payslips just P60s. I'm just asking them to advise if I was in the pension or not.

Could you give any indication of your dates of employment - in particular whether you were employed by each employer for upwards of two years?

It would also be useful if you could name the two companies concerned (no reason not to - you aren't saying anything critical of them).

Wm Low was only for 1 year, but Wincanton was for over 3 years.

If you were only there for a year, then if it was some sort of occupational scheme* (final salary would still have been common in the 1990s) rather than a personal pension (still quite uncommon for employers to offer in the 1990s), a year isn't long enough for you to gain the right to a deferred pension. You'd need a minimum of two years pension scheme membership, otherwise you would automatically have had a refund of your own personal contributions (if any), minus certain deductions for tax and NI at the time you left. 

Wincanton could be a different story - assuming you joined the scheme and clocked up at least two years as a scheme member, then there's a pension somewhere.

*Edit - just checked Wm Low's accounts for 1991/92 and they did indeed have a final salary scheme 

XzavierWalnut

Marcon said:

XzavierWalnut said:

Marcon said:

XzavierWalnut said:

dunstonh said:

Both have said they have no record of me working there, even though I sent photographs of my P60s.

Data protection would see their records long destroyed.  However, if had pensions pensions, then data applicable to that would be retained.

If you have P60s from the 90s, then that is pretty good record keeping.   Wouldn't you have pension statements that would have been issued annually if there were pensions?

Also note that the employer and the pension scheme are two different things.   What records the employer may retain will differ from the records the pension administrator would retain.

I have no pension statements or payslips just P60s. I'm just asking them to advise if I was in the pension or not.

Could you give any indication of your dates of employment - in particular whether you were employed by each employer for upwards of two years?

It would also be useful if you could name the two companies concerned (no reason not to - you aren't saying anything critical of them).

Wm Low was only for 1 year, but Wincanton was for over 3 years.

If you were only there for a year, then if it was some sort of occupational scheme* (final salary would still have been common in the 1990s) rather than a personal pension (still quite uncommon for employers to offer in the 1990s), a year isn't long enough for you to gain the right to a deferred pension. You'd need a minimum of two years pension scheme membership, otherwise you would automatically have had a refund of your own personal contributions (if any), minus certain deductions for tax and NI at the time you left. 

Wincanton could be a different story - assuming you joined the scheme and clocked up at least two years as a scheme member, then there's a pension somewhere.

*Edit - just checked Wm Low's accounts for 1991/92 and they did indeed have a final salary scheme 

Thanks for that. I will focus on the Wincanton pension.