We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NatWest Mortgage Application
Options
carl2303
Posts: 8 Forumite
Hi all,
Currently going through a NatWest mortgage application (86% LTV) and somewhat unexpectedly they have requested bank statements for ALL current accounts, as opposed to just my main bank account.
The problem is my second current account is what I use for sports gambling, forex, crypto etc., and there are consistent transactions throughout the month, ranging from £10 to £200 going in/out the account. There is NO link between my main account (where my salary paid) and this account. I haven’t made a transfer in to this account in more than 6 months.
Currently going through a NatWest mortgage application (86% LTV) and somewhat unexpectedly they have requested bank statements for ALL current accounts, as opposed to just my main bank account.
The problem is my second current account is what I use for sports gambling, forex, crypto etc., and there are consistent transactions throughout the month, ranging from £10 to £200 going in/out the account. There is NO link between my main account (where my salary paid) and this account. I haven’t made a transfer in to this account in more than 6 months.
Do you think the mortgage will be declined because of this second account? I suspect it will but would like to hear about others experiences.
0
Comments
-
What was the outcome of your application?0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards