We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help please as i'm unsure

Options
marcus6
marcus6 Posts: 42 Forumite
Ninth Anniversary 10 Posts Name Dropper Combo Breaker
edited 17 July 2023 at 2:53PM in Benefits & tax credits
Hi all, it's been a long time since i have been in here as my life took a number of turns around 6 years ago, 

Anyway if you can help that would be great, i have been on ESA for a long time now in the support group, well i got married last year but my wife is from the Philippines and i have only just managed to get her a spouse visa to join me here in the UK, what i would like to know before i go phoning ESA up and letting them know my wife has now moved in,

will this Trigger UC? or will they just put her on my ESA claim even though she can't claim public funds?? as i could really do without the stress of all that right now. I know i have to let them know but just looking for heads up in what you think they will do, i'm thinking they will change me over to UC? your thoughts!! and is UC that bad? or is it better than ESA


Any input would be great, Thanks
«13

Comments

  • elsien
    elsien Posts: 35,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why would they add her to your claim when she’s not entitled to any benefits? Will your claim not just stay as it is now? 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Rubyroobs
    Rubyroobs Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What type of ESA do you claim - is it Income related or contributions based ? is your wife planning to work here?
  • peteuk
    peteuk Posts: 1,980 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Im not sure about triggering the UC claim, but Id ask myself what’s the worst outcome?

    As advised on Gov.uk any changes must be reported - including if someone new lives with you.   So if you do move your wife in (and congrates on the marriage and in obtaining a Visa) then you are meant to report this.

    If you do and it leads to a UC claim then thats what it does?  Someone with better understanding will comment on if it does or does not trigger a change to UC and hopefully transitional period (if any)

    But if you dont and then they find out it may lead to a recalculation and possibly an overpayment, or even a possible fraud investigation.  

    So I would look at one of the benefits calculators, see what you are entitled on UC (someone will also correct me if I am wrong but…) you can claim ESA and UC at the same time, but your UC will be reduced due to the ESA. 

    Have you looked at PIP? 

    Good luck 
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 17 July 2023 at 3:34PM
    If you are on income based ESA are you getting a Severe Disability Premium (if you are also getting PIP)?
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • marcus6
    marcus6 Posts: 42 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 17 July 2023 at 4:33PM
    peteuk said:
    Im not sure about triggering the UC claim, but Id ask myself what’s the worst outcome?

    As advised on Gov.uk any changes must be reported - including if someone new lives with you.   So if you do move your wife in (and congrates on the marriage and in obtaining a Visa) then you are meant to report this.

    If you do and it leads to a UC claim then thats what it does?  Someone with better understanding will comment on if it does or does not trigger a change to UC and hopefully transitional period (if any)

    But if you dont and then they find out it may lead to a recalculation and possibly an overpayment, or even a possible fraud investigation.  

    So I would look at one of the benefits calculators, see what you are entitled on UC (someone will also correct me if I am wrong but…) you can claim ESA and UC at the same time, but your UC will be reduced due to the ESA. 

    Have you looked at PIP? 

    Good luck 
    yea i know i have to tell them!!, it hadn't even crossed my mind not to, i just wanted to know if it will trigger UC then i can kinda be ready for it when they say that i'll have to claim UC now that's all, just can do without the stress of it all that's all, kind of hoping someone would know so it puts my mind at rest,

    yea i get PIP both at Higher rate!! got an on going award back in 2016
  • marcus6
    marcus6 Posts: 42 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    Rubyroobs said:
    What type of ESA do you claim - is it Income related or contributions based ? is your wife planning to work here?
    i'm on income related
  • marcus6
    marcus6 Posts: 42 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    calcotti said:
    If you are on income based ESA are you getting a Severe Disability Premium (if you are also getting PIP)?
    i get disability income guarantee that's all as part of my ESA i'm on legacy ESA

  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 17 July 2023 at 4:48PM
    Adding a partner to income based ESA does not 'trigger' a change to UC.

    If you have been living alone and no one is receiving a benefit for looking after you then you will have been entitled to Severe Disability Premium in your ESA. When you have your partner living with you then you will no longer entitled to SDP.

    If your partner works then the earnings will be deducted from the ESA (less a disregard of £20/week). We would be likely to be better off on UC.

    If she works for more than 24 hours/week your income based ESA would stop. Is any of your ESA contribution based.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • HillStreetBlues
    HillStreetBlues Posts: 6,049 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    @marcus6
    You missed answering the important questions by calcotti & Rubyroobs
    What type of ESA do you claim - is it Income related or contributions based ?
    Do you get Severe Disability Premium (SDP)?


    Let's Be Careful Out There
  • marcus6
    marcus6 Posts: 42 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    @marcus6
    You missed answering the important questions by calcotti & Rubyroobs
    What type of ESA do you claim - is it Income related or contributions based ?
    Do you get Severe Disability Premium (SDP)?


    i'm on income related, but how would i know if i'm also on contributions based as well?? and no i don't get SDP as my son lives with me he' 27

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.