Overtime/salary

I am finally going to be apying for bankruptcy next month or September. 

I have recently been doing overtime to stay afloat and manage unexpected expenses etc.

With a change in my circumstances with my child I will no longer be able to any overtime so my next 2 payslips will be my basic salary.

How will this work for calculating my income for an IPA, I don't believe I will be on an IPA however I know my expenses may not agree with OR.

My worry is will my past payslips with overtime be included as regular income when I will no longer be getting it once I will get a chance to explain to the OR about this?

To be prepared how much past bank statements will I need to send or will they have access to my accounts to see direct?

Thank you

Comments

  • luvchocolate
    luvchocolate Forumite Posts: 3,183
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
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    Hi you be able to explain the difference on the form and also with the examiner at your telephone appointment. 
    I had to provide 2 years bank statements and 1 year credit card statements 
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