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How to get an AIP with adverse credit history

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MC64
MC64 Posts: 6 Forumite
Fourth Anniversary First Post
in Mortgages & endowments
Entered into an IVA which was settled 2 years ago this month. I'm in a position to buy my first home, got the deposit and on a half decent wage (£60k)... Tried getting an AIP with Halifax online, but just got this:

You're applying for an Agreement in Principle

We can't give you an Agreement in Principle this time


What can I do? :(

Comments

  • ACG
    ACG Posts: 24,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Speak to a broker.

    At 2 years discharged your options will be limited as most lenders need 3 years. But there are potentially options out there. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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