We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
How to get an AIP with adverse credit history

MC64
Posts: 6 Forumite

Entered into an IVA which was settled 2 years ago this month. I'm in a position to buy my first home, got the deposit and on a half decent wage (£60k)... Tried getting an AIP with Halifax online, but just got this:
What can I do?
You're applying for an Agreement in Principle
We can't give you an Agreement in Principle this time
What can I do?

0
Comments
-
Speak to a broker.
At 2 years discharged your options will be limited as most lenders need 3 years. But there are potentially options out there.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 619.9K Mortgages, Homes & Bills
- 176.5K Life & Family
- 255.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards