Standard Life Fund

Albermarle

LHW99 said:

Also over 30+ years, a few years of prices going nowhere (or even dropping) will not hurt, as the number of units in the fund you buy will be greater than if the unit price was going up massively.

Ideally you want the unit price to stay the same for 20 years and then soar 500%+ in the last 10 - won't happen, but the units you buy now will almost certainly be worth much more by the time you come to retire.

Volatility is not necessarily bad over a long timescale, as long as you hold your nerve.

Also if you are in a lifestyle fund that derisks in the 10 years before retirement, it is even less likely to go up 500% !