We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Pay into NEST pension, then cash out a few months later

2»

Comments

  • nigelbb
    nigelbb Posts: 3,823 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MX5huggy said:
    Yes basically but…..

    will you earn £40000 this tax year?  you can’t pay in more than your earn. At this point you would may of heard of the £60k Annual Allowance but that is only relevant for those that earn £60k or more.

    Nest has an unusual fee structure the charge a contribution fee of 1.8% most other pension providers don’t charge a contribution fee but an Annual account (platform fee) calculated daily so Vanguard charge 0.15% 

    So Nest would charge you £720

    vanguard would be about £10 if you got the money in and out in 8 weeks. 

    Hargreaves Lansdowne would be £0.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.