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Backdating claim for NI Credits - possible ?

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MouldyOldDough Posts: 2,673 Forumite

5 July 2023 at 2:08PM in Topping up your state pension

I am receiving NI credits based on a non-paying ESA claim.

I was put in the support group

I was wondering what the rules said about backdating this claim (and associated NI credits) since I am still over 7 years short to be paid a full state pension in 7 years time.....

According to https://www.lcp.com/media-centre/2020/11/would-you-credit-it-making-the-most-of-the-national-insurance-credits-that-can-protect-your-state-pension/

"Claims for some credits can be backdated for many years; one credit (sometimes nicknamed ‘grandparents credits’) can be backdated nearly a decade, whilst another (for military spouses) can be claimed all the way back to the mid 1970s"

Does this also apply in my claim ?

I was working for 10 years, earning just £90 per week - so was not earning enough to receive any NI credits but was unaware of the rules / availability of credits at the time (otherwise I would have been receiving credits)

If I was half as smart as I think I am - I'd be twice as smart as I REALLY am.

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Backdating claim for NI Credits - possible ?

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