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Bluestone Mortgages and the Mortgage Charter

Waitingfornews
Posts: 10 Forumite

Does anyone here that’s in the know have any information about whether Bluestone Mortgages are going to participate in the new Mortgage Charter the government have agreed.
I can see they’re not one of the lenders that signed agreement on 23 June. However, I’m interested to know if they’re going to offer customers who are up-to-date with payments the option to switch to a new mortgage deal at the end of their existing fixed rate deal without another affordability check.
I know they don’t currently offer retention deals. I just wondered if anyone knows if that’s something they will start to offer.
I can see they’re not one of the lenders that signed agreement on 23 June. However, I’m interested to know if they’re going to offer customers who are up-to-date with payments the option to switch to a new mortgage deal at the end of their existing fixed rate deal without another affordability check.
I know they don’t currently offer retention deals. I just wondered if anyone knows if that’s something they will start to offer.
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Comments
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They have been working on it for a while and now they are owned by Shawbrook bank it is probably increasingly likely they will offer something but I am not sure when it will kick in.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1
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