I'm new here...

LiftAWeight

Hello, I'm brand new to the forum and not sure where to start. I just know that I need some moral support as I start my debt-free journey. I don't know my way around yet so I'll try to find everything you have all already put on to help people... I guess I need to start with being honest with myself about where I'm at and why. I was debt-free (apart from mortgage and car) 4 years ago, and now gutted to admit to myself that I'm £20k in debt (plus mortgage and car). Time to change... 

Grumpelstiltskin

Welcome to the forum, you are in the right place to get help.

Before we can help you we ill need full details of your income, outgoings and debts.

SOA Calculator (lemonfool.co.uk)

You need to complete the SOA honestly and carefully then we can see what your position is.