DMP credit accounts not on credit check

Hbellis83
Hbellis83 Forumite Posts: 6
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in Debt-free wannabe
Hi all - about a year into my DMP and thought I would check my credit file - it should show around £30k debt and it shows 9k! anyone know why not all my debt is on the MSE credit check? thanks

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  • RAS
    RAS Forumite Posts: 31,937
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    Have you checked all three credit records?
    The person who has not made a mistake, has made nothing
  • Sly72
    Sly72 Forumite Posts: 60
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    Check Default Tabs
    I have Dyslexia which is a learning difficulty that primarily affects the skills involved in accurate and fluent word reading and spelling so some post may not make sense.
  • sourcrates
    sourcrates Forumite, Ambassador Posts: 27,704
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    Different lenders report to different credit reference agencies, there are 3 main agencies, Equifax, Experian, and Credit Karma.

    You would need to check all 3 to find all of your accounts.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Hbellis83
    Hbellis83 Forumite Posts: 6
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    found them under defaulted!
  • RAS
    RAS Forumite Posts: 31,937
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    Well that's good news as they will drop off you credit record 6 years after the default date.

    What's the situation with the others?
    The person who has not made a mistake, has made nothing
  • fatbelly
    fatbelly Forumite Posts: 19,234
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    Hbellis83 said:
    found them under defaulted!
    That's where they should be!
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