Checks between exchange and completion

Rvsbf_104 Forumite Posts: 11
First Post
We exchanged last week, complete next week, what checks are our mortgage lender likely to do on us before releasing funds on completion day? Not worried, just curious!
Context...joint mortgage, both PAYE, LTV 57%, original offer released 36 hours after application received, mainstream high street lender, via broker.


  • amnblog
    amnblog Forumite Posts: 12,219
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Some lenders monitor throughout
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • mdj1876
    mdj1876 Forumite Posts: 21
    10 Posts Name Dropper
    Also following as I'm in the same position!

    How long have you had your mortgage offer for and who is your mortgage with?

    My last property I completed end 2018, I had 3 months from mortgage offer to completion and there were never any checks carried out other than first credit check. This was with Leeds BS.

    My new property, it will have been 5 months from offer to completion so I am fully expecting additional checks to be carried out. I'm worried (but shouldn't be because nothing has changed) as I am an overthinker!
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